Dear Lord,

Be with each of our husbands today and always. Help them to follow your will for their lives. Ease their burdens and stress. Help us to be good wives providing guidance and support as they lead our families. Thank you for helping us find them and love them (and all their offspring). Sometimes it is hard to follow the teachings we know we should so please help remind us that it is worth it in the end and we are pleasing you even though most of society seems to disagree. Protect us from straying from your truth. We love you very much.

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That is a beautiful prayer, thank you!

All of the previous comments are great, especially the ones regarding Dave Ramsey.  You need to be a part of the financial decisions and bill paying.  Regarding home schooling while taking care of toddlers in a home without an outdoor play area, I think you should consider putting off home schooling for one more year.  In our area, kids cannot start school unless they are 5 by Aug 1st so maybe you should wait one more year and in that time you could get a house with a yard.  Also, there is so much learing through play that you could accomplish, especially during naptimes.  And in the SF area, there must be many free activities you could enjoy with the kids that would also be learning opportunities.  Take advantage of those instead of traditional schooling for such a young child.  I hope you can purchase a house with a yard soon - a yard to play in is so important with boys!

Yeeee ha for Dave Ramsey!!!!!!!!!! 

Sigh,  Follow your heart yet get a good confessor that you go to and is and can become a friend.  Go to a local university for advice on school readiness. It is not about the faith part but developmental stuff.  Could be a great time to evangelize. They give that advice for free. 

Hey I have been renting for 11 years. MARRIED THAT LONG 1998 AT 35 AND 37. We dodged the bad sub prime city stuff—- alll the way.  School loans THAT’S IT .  Two incomes.  We also dodged A DEPRECIATING MARKET.

First of all, it seems clear to me that your husband is trying to get through some hard financial times and that your asking when or if you are going to buy a house is only making things more painful to him. I would aproach him in a different way. Maybe ask him if something is troubling him or if he is worried about finances.

Second, I think you are very blessed to have three children after only five years of marriage and that you actually have a house to live in. I don’t know… It’s all about perspective I guess. I would do anything to have half of what you have. We have been married for four years soon and are struggling with the knowledge that something is wrong with me and that we may never have children. To add to that, our finances are only good for a one bedroom apartment, no car, no vacation in three years etc…. I really wish things will change for us, but only God knows what crosses are in store for us.

Please don’t get me wrong, I truly wish you to have a better situation and have more space for your children as you are starting to home school, but try to remember what is truly important in this life. Possessions, ownership or the people that God has blessed us with, who we love and who love us.

Peace!
Julia

Many of the families have some kind iof financial difficulties. All difficulties will disappear if the husband and wife believe that each of them is gifted by God to the other. There should not be anything hidden between them Every thought and every step in life must be discussed and decision taken after prayer. Believe in Jesus’s words ” Do not be afraid , I am with you always” Be prepared to sacrifice a little for future joy. A joyful family is heaven on earth